Many people ask us… “How does somebody get the very best, lowest rate?” Or "How does one person get a lower rate than another?”

There’s really one answer:"Leverage".

Lets look into the Canadian mortgage market and ask ourselves: “What is the true purpose of the mortgage calculator?” It seems like in this day and age, every major bank and lending website offers their own form of a mortgage calculator.

As a result of its annual review of its insurance products and capital requirements, CMHC is increasing its homeowner mortgage loan insurance premiums for homebuyers with less than a 10% down payment.

Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.