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At Mortgage Teacher, we're dedicated to helping you make smart mortgage choices. Follow our blog to stay up-to-date on recent Canadian mortgage trends, latest mortgage news, and changes to mortgage rules. Our team of mortgage brokers offer the best advice for both first time home buyers and current homeowners on refinancing, renewals, construction, renovations, and more.
Hi Michael, Should I lock in if I have a variable rate mortgage?
NO…. But please read why, it is your decision at the end of the day. Well with that question, I am assuming you are in a variable rate mortgage.
What can I do to maintain a high credit score?
This is a GREAT question, your credit score can also be referred to as your Beacon Score or a Fico Score Your “Credit Score” is not just based on the usual approach of making the payments on time.
Hey Michael, I’m shopping for a mortgage, am I not just looking for the lowest rate ?
A new court decision reminds us how critical it is when rearranging your debt to do so legally. It has been nearly six months since the Lipson decision, in which the Supreme Court of Canada effectively blessed the debt-swap strategy known as the “Singleton shuffle.”
Some say the recession is ending, but will interest rates stay low?
Recession may be over but growth will be limited next year Inflation and interest rates will remain low as economy recovers