Blog

At Mortgage Teacher, we're dedicated to helping you make smart mortgage choices. Follow our blog to stay up-to-date on recent Canadian mortgage trends, latest mortgage news, and changes to mortgage rules. Our team of mortgage brokers offer the best advice for both first time home buyers and current homeowners on refinancing, renewals, construction, renovations, and more.

Image of a piece of paper

Recent Articles

How will the rule changes affect your pre-approval?

How will the rule changes affect your pre-approval?

Will you want a rate hold before the changes come into effect?

Read Article
With the current rate increase, how does this affect my mortgage penalty?

With the current rate increase, how does this affect my mortgage penalty?

Now that the dust has settled and all the lenders rates have been adjusted, the next question we have passing through the Mortgage Teacher office is “How does the rate increase affect my mortgage pena...

Read Article
B of C cuts rate another .25%... But where does this leave my Variable Rate Mortgage?

B of C cuts rate another .25%... But where does this leave my Variable Rate Mortgage?

The Canadian consumer, the Prime rate is currently at 2.75%, and just decreased down to 2.50%, so what does this mean to your mortgage ?....

Read Article
How to get the lowest rate

How to get the lowest rate

Many people ask us… “How does somebody get the very best, lowest rate?” Or "How does one person get a lower rate than another?” There’s really one answer:"Leverage".

Read Article
SURPRISE! ...Bank of Canada drops key rate to .75%... but will the banks follow?

SURPRISE! ...Bank of Canada drops key rate to .75%... but will the banks follow?

If you have a variable mortgage, this concerns you....

Read Article
Will we see a 2.50% 5 year fixed?

Will we see a 2.50% 5 year fixed?

In case you have been watching the 5 year bond like we have, we have seen the Bank of Canada 5 year bond continue to nose dive in the past 2 months.. but will the banks decrease their rates?

Read Article