Rhonda Stark

Mortgage Agent Author


519-868-6794   APPLY NOW >


Lic # 12509

We Educate You

We shop for you - at major banks, credit unions, trust companies and other lenders. We negotiate in your best interest to get you the rates and terms you want, saving you time and money.

Let's Chat


My Name is Rhonda Stark, I am a Mortgage Agent Author.
I want to help you make smart mortgage choices, saving you time and money!

Rhonda Stark is a respected independent mortgage expert, author of “Get Mortgage Ready: The First Step In Getting Mortgage Free Faster,” and creator of the Real Debt To Service Ratio (RDSR) formula. She is a sought after mortgage coach to those who want to get into their ideal mortgage and get mortgage-free faster.

After graduating from the University of Western Ontario in the early ‘90s, Rhonda began her mortgage career as a Personal Banking Officer with a leading bank in the heart of Toronto. She loved her job, particularly working through the mortgage process with clients, but didn’t love the corporate environment. Although the trend toward mobile mortgage specialists wasn’t common at the time, Rhonda knew this was the direction she was headed. 

Rhonda doesn’t only help her clients get a mortgage – she builds relationships and works with them to create a plan, which takes them through their mortgage journey and ultimately to become mortgage-free.

Having bought and sold nine homes throughout Southern Ontario, and successfully navigating the mortgage process as an applicant even more times, Rhonda is clear how the process works. Her added experience as a lender with a bank and now as an independent mortgage expert, places her in a unique position to offer expertise on all three sides of the mortgage transaction triangle. 

Rhonda once owned a million dollar home close to Burlington, but after a divorce, which left her raising four young children on her own, she had the added burden of experiencing the mortgage process from a position of financial hardship. As a result of creating the RDSR for her own benefit to ensure her personal mortgage success, Rhonda was able to rebuild her life, has a new home in London, and is well on her way to becoming mortgage free faster than she ever thought possible given the obstacles she encountered. 

Rhonda recognizes the challenges of the mortgage process and understands how difficult it can be to qualify for a mortgage, manage a mortgage, and become mortgage free. The way clients are traditionally qualified for a mortgage does not work in today’s financial climate, and there is little if any focus on keeping homeowners on the right path to mortgage freedom. Rhonda now uses her proprietary formula, the RDSR, to help clients set appropriate mortgage goals, qualify for their mortgage, and ensure they have the tools they need to stay on track, so they can prevent the extreme financial stress she once experienced.

Combining her passion for helping others with an educational approach, Rhonda facilitates private and group workshops to help her clients build a mortgage plan, save interest, live within their means so they can enjoy life with less financial stress, and pay off their mortgages faster. 

Now remarried, and the mother of five amazing children, Rhonda is on a mission to implement a change in the industry for the benefit of the consumer while leaving a legacy for her children. 

Latest from my blog

Are you fundraising for your EMC Chiefs team?

We here at Mortgage Teacher understand the work and commitment your family have put in to have your child achieve the AAA level...

Read More

Are you fundraising for your child's hockey team?

We here at Mortgage Teacher have always grown our business from friends and associates in the hockey network...and now we want to give back!

Read More

With the current rate increase, how does this affect my mortgage penalty?

Now that the dust has settled and all the lenders rates have been adjusted, the next question we have passing through the Mortgage Teacher office is “How does the rate increase affect my mortgage penalty?”

Read More

Let's get started

Now that you have learned about Mortgage Teacher and what I can do for you, book an appointment below.


To schedule an appointment or to contact me with your question,
please fill out the contact form below and I will contact you within 24 hours.
Book an Appointment

Apply Online

Ready to take the next step?
Click the button below to fill out an application online.